Earn

Your assets. Your yield.

Generate passive income across your portfolio. No lockups, no minimums, withdraw anytime.

USDC APY$0 lockups & penalties24/7 withdrawals

Ways to earn

Five ways to put your portfolio to work.

How earning works on Nika

01

Choose how to earn

Staking, lending, vaults or real-world assets — every option shows a live rate and where the yield comes from.

02

Deposit in one tap

Start earning immediately. Rewards and interest accrue continuously to your balance.

03

Withdraw on your terms

Most products have no lockups at all — and wherever lockups or minimums apply, they're shown clearly before you deposit.

Earn on Nika — FAQ

Where does the yield come from?
Yield is generated by third-party protocols, not by Nika. Through Nika, you can access opportunities including staking, on-chain lending, curated vault strategies, and tokenized real-world assets. Each opportunity clearly shows where returns come from before you deposit, with rates determined by the underlying protocol or market.
Are there lockups or minimum deposits?
Lockups, minimum deposits, and withdrawal terms depend on the underlying protocol or product. Any applicable conditions are displayed before you deposit.
Is my yield guaranteed?
No. Yield rates are determined by the underlying protocol or market and may change over time. Any rates displayed in Nika reflect information provided by the underlying protocol or provider and may update as conditions change.
Who holds my funds while they earn?
You do. Nika is non-custodial, meaning you remain in control of your assets. When you choose a yield opportunity, your assets interact directly with the underlying protocol or provider rather than being held by Nika.
Can I borrow instead of selling?
Yes. Certain integrated protocols allow you to borrow against eligible assets without selling them. Interest rates, collateral requirements, and liquidation terms are determined by the underlying protocol and displayed before you borrow.
What are the risks?
All investing carries risk. On-chain yield may involve smart contract, protocol, or market risk, while tokenized real-world assets may carry issuer and interest-rate risk. Returns are never guaranteed, and you should carefully review each opportunity before depositing.
Can I withdraw at any time?
Withdrawal availability depends on the underlying protocol or product. Any lockups, redemption periods, or withdrawal restrictions are displayed before you deposit.

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