Terms of Service
Last updated: 16 July 2026
Please read these Terms of Service carefully. These Terms form a binding legal agreement between you and Nika Finance Inc., a Delaware corporation, and its affiliates, successors, and assigns, as applicable, referred to in these Terms as "Nika," "we," "us," or "our." These Terms govern your access to and use of the Nika website at nika.finance, the Nika web application at app.nika.finance, the Nika mobile applications, the Nika non-custodial wallet software, and any associated interfaces, tools, APIs, software, features, products, content, communications, reward programs, and services that we make available, collectively, the "Services." The Services are non-custodial software and interface tools. The Services may allow eligible users to view blockchain data, manage self-custodial wallets, initiate user-directed blockchain transactions, and access independent third-party protocols, decentralized applications, smart contracts, liquidity venues, decentralized exchanges, perpetual trading venues, prediction-market infrastructure, fiat on-ramp and off-ramp providers, yield protocols, analytics tools, and other third-party services.
Nika does not custody user funds, hold private keys, operate an exchange, broker trades, match orders, clear or settle transactions, operate a derivatives venue, operate a prediction market, operate a sportsbook, provide gambling services, take deposits, provide lending products, provide investment management, or act as counterparty to user transactions.
By accessing or using the Services, clicking "I Accept," downloading or using the App, creating or connecting a wallet, initiating any transaction, or participating in any Nika program, you agree to these Terms. If you do not agree, you may not access or use the Services.
Digital assets, DeFi protocols, perpetual contracts, prediction markets, smart contracts, on-chain transactions, fiat ramps, liquidity pools, bridges, and yield protocols involve substantial risk, including the risk of total loss. You should not use the Services with funds you cannot afford to lose.
These Terms include a binding arbitration agreement and class-action waiver. Please read Section 25 carefully.
1. Agreement to Terms
These Terms constitute a legally binding agreement between you and Nika.
You represent and warrant that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, and any supplemental terms, risk disclosures, fee disclosures, feature-specific terms, provider terms, or notices that we make available through the Services.
If you access or use the Services on behalf of a company, organization, or other legal entity, you represent and warrant that you have authority to bind that entity to these Terms. In that case, "you" and "your" refer to both you and that entity.
We may update these Terms from time to time. If we do, we will post the revised Terms and update the "Last updated" date. Revised Terms become effective when posted, unless otherwise stated. Your continued use of the Services after revised Terms become effective constitutes acceptance of the revised Terms.
If you do not agree to revised Terms, you must stop using the Services.
2. Services and Scope
The Services are software-only, non-custodial interface tools.
The Services may allow you to: (a) create, connect, manage, or view a self-custodial wallet; (b) view wallet balances, addresses, public blockchain data, token information, market data, positions, orders, historical activity, and analytics; (c) initiate user-directed transactions on supported blockchain networks; (d) interact with decentralized applications, decentralized exchanges, routers, bridges, smart contracts, liquidity pools, perpetual trading venues, prediction-market infrastructure, yield protocols, and other independent third-party protocols or services; (e) access optional fiat on-ramp or off-ramp services provided by independent third-party providers; (f) participate in Nika rewards, XP, referral, affiliate, loyalty, or promotional programs where available and legally permitted; and (g) access other software features that we may make available from time to time.
The Services do not include: (a) brokerage, dealer, market-making, exchange, matching, clearing, settlement, or trade-execution services; (b) futures commission merchant services, swap execution facility services, derivatives clearing organization services, contract market services, commodity pool operator services, commodity trading adviser services, or similar regulated derivatives services; (c) banking, deposit-taking, e-money issuance, payment processing, money transmission, or money-services-business services; (d) custody, safekeeping, control, or possession of digital assets, fiat currency, private keys, seed phrases, recovery phrases, account credentials, or collateral; (e) investment, financial, legal, accounting, tax, regulatory, trading, or other professional advice; (f) gambling, wagering, sportsbook, casino, lottery, betting, or gaming services; (g) prediction-market operation, market creation, market resolution, odds-making, or settlement services; or (h) lending, borrowing, savings, deposit, interest-bearing account, yield product, investment management, or asset management services provided by Nika.
All transactions that you initiate through the Services occur on public blockchain networks, decentralized protocols, smart contracts, or third-party infrastructure outside Nika's control. Nika is not a party to, counterparty to, or intermediary for those transactions.
Nika cannot reverse, cancel, modify, freeze, claw back, insure, guarantee, or recover any blockchain transaction, digital asset, smart-contract interaction, market position, order, or protocol interaction.
3. No Regulated Financial Service; No Gaming or Sportsbook Operation
Nika does not provide, and does not hold itself out as providing, any regulated financial service, including without limitation any derivatives, swaps, perpetual futures, futures, options, contracts for difference, securities, lending, deposit-taking, money transmission, e-money, banking, brokerage, dealing, market-making, clearing, settlement, custody, exchange, investment advisory, investment management, or commodity advisory service.
Nika does not operate any exchange, decentralized exchange, broker-dealer, alternative trading system, designated contract market, swap execution facility, derivatives exchange, futures commission merchant, clearinghouse, sportsbook, casino, gaming platform, gambling platform, prediction-market venue, odds-making service, or market-resolution service.
Where any such function occurs, it is performed by independent third-party protocols, venues, smart contracts, infrastructure providers, or service providers with whom you interact directly, and not by Nika.
Nothing in the Services constitutes an offer, solicitation, recommendation, endorsement, or advice by Nika to buy, sell, hold, lend, borrow, stake, swap, trade, predict, provide liquidity, deposit into, withdraw from, or otherwise transact in any digital asset, financial product, market, protocol, contract, pool, or position.
4. No Advice; No Fiduciary Relationship
Nika does not provide investment, financial, legal, tax, accounting, regulatory, trading, or other professional advice.
Any information displayed through the Services, including prices, token data, market data, PnL, APYs, odds, probabilities, rankings, leaderboards, routing suggestions, suggested transactions, market descriptions, analytics, alerts, notifications, social data, copy-trading data, or educational content, is provided for informational and interface purposes only.
You are solely responsible for all decisions you make using the Services. You should conduct your own research and consult qualified professional advisers before making any financial, legal, tax, or trading decision.
Nothing in these Terms or the Services creates any fiduciary, agency, advisory, brokerage, custodial, partnership, joint-venture, employment, or trust relationship between you and Nika.
You agree that Nika is not responsible for your trading decisions, investment decisions, tax consequences, legal compliance, wallet security, transaction instructions, protocol interactions, or losses.
5. Eligibility and Feature-Level Availability
5.1 Minimum Age
You may use the Services only if you are at least the age of majority in your jurisdiction of residence, have the legal capacity to form a binding contract, and are not otherwise barred under applicable law.
The Services are not directed to minors and may not be used by any person the age of majority in their jurisdiction.
By accessing or using the Services, you represent and warrant that you satisfy this requirement.
5.2 Legal Capacity
You may use the Services only if you have full legal capacity to enter into these Terms and are not prohibited from using the Services under applicable law.
5.3 Restricted Persons
The Services are not offered to, and may not be used by, any person or entity that: (a) is located in, resident in, incorporated in, organized in, or accessing the Services from any jurisdiction subject to comprehensive sanctions, embargoes, or restrictions under applicable U.S., U.K., EU, U.N., or other applicable law; (b) is listed on, owned or controlled by a person listed on, or acting on behalf of a person listed on, any sanctions, denied-party, blocked-person, or restricted-party list, including the U.S. Treasury Department's Office of Foreign Assets Control Specially Designated Nationals list; (c) is prohibited from accessing or using the Services under applicable anti-money laundering, counter-terrorist financing, sanctions, export-control, commodities, securities, derivatives, gambling, prediction-market, gaming, financial-services, consumer-protection, or similar laws; or (d) is otherwise designated by Nika or an applicable third-party provider as restricted.
5.4 U.S. Person
For purposes of these Terms, "U.S. Person" means: (a) any natural person who is a citizen, permanent resident, or resident of the United States; (b) any person physically located in the United States; (c) any entity organized or incorporated under the laws of the United States or any state, territory, possession, or jurisdiction of the United States; (d) any estate or trust of which any executor, administrator, trustee, settlor, or beneficiary is a U.S. Person; (e) any agency, branch, or office of a non-U.S. entity located in the United States; (f) any account held by or for the benefit of a U.S. Person; or (g) any person otherwise treated as a U.S. Person under applicable law or by an applicable third-party provider.
"United States" means the United States of America, its states, the District of Columbia, territories, possessions, and any other jurisdiction subject to U.S. law.
5.5 No Solicitation of Restricted Jurisdictions
Nika does not market, offer, solicit, or direct any feature of the Services to persons located in jurisdictions where such feature is prohibited, restricted, or unavailable under applicable law or the requirements of an applicable third-party provider.
Where perpetual trading, prediction markets, leveraged trading, yield products, or any other feature is unavailable in a jurisdiction, any information displayed through the Services is provided solely for informational and interface purposes and does not constitute an offer, invitation, solicitation, recommendation, or inducement to access or use such functionality.
Nika does not target, solicit, or knowingly permit users to access restricted functionality in jurisdictions where such functionality is unavailable, including jurisdictions designated by Nika or an applicable third-party provider from time to time.
For the avoidance of doubt, where any feature is unavailable to users located in Singapore or any other restricted jurisdiction, nothing in the Services, the App, the Website, or any marketing material constitutes an offer, invitation, solicitation, or inducement directed to persons in such jurisdiction with respect to that feature.
5.6 Feature-Level Availability
Eligibility to access or use the Services is determined on a feature-by-feature basis.
Certain features may be unavailable, restricted, read-only, close-only, disabled, or subject to additional eligibility requirements depending on your location, citizenship, residence, entity status, wallet address, provider account, sanctions status, KYC/KYB status, risk profile, app-store region, device location, IP address, or applicable law.
Restricted features may include, without limitation: (a) perpetual trading; (b) leveraged trading; (c) prediction-market trading; (d) fiat on-ramp or off-ramp services; (e) yield, earn, staking, liquidity, lending, borrowing, or vault functionality; (f) swaps, bridges, or liquidity routing; (g) reward, XP, referral, affiliate, fee rebate, trading credit, loyalty, or promotional programs; (h) deposits, withdrawals, transfers, or order placement; and (i) any other feature that Nika or an applicable third-party provider restricts.
The unavailability of one feature in your jurisdiction does not necessarily affect your ability to access other features that are lawful and available where you are located.
5.7 Geographic and Provider Eligibility Controls
Nika may use IP-based geolocation, device-based signals, app-store region, wallet screening, blockchain analytics, sanctions screening, provider eligibility checks, KYC/KYB status, risk controls, and other technical or procedural measures to determine whether particular features are available to you.
Nika may restrict, disable, hide, block, make read-only, or make close-only any feature at any time, with or without notice, including to comply with applicable law, provider requirements, sanctions obligations, app-store requirements, risk controls, or internal policy.
You may not attempt to bypass, avoid, defeat, misrepresent, or circumvent any eligibility control, geoblocking measure, sanctions control, provider restriction, KYC/KYB requirement, or feature restriction.
You may not use a VPN, proxy, Tor, device spoofing, location spoofing, false information, multiple accounts, wallet obfuscation, or any similar tool or method to access a feature that is unavailable to you.
Any attempt to circumvent eligibility controls is a material breach of these Terms.
5.8 User Representations
By accessing or using the Services, you represent and warrant that: (a) you satisfy all eligibility requirements in these Terms; (b) you are not a Restricted Person; (c) you will not use the Services in violation of applicable law; (d) you will not access restricted features from a restricted jurisdiction; (e) you will not access restricted features on behalf of or for the benefit of any person who is not eligible to access them; (f) all information you provide to Nika or any third-party provider is accurate, complete, and not misleading; (g) your funds and digital assets are not derived from illegal, unauthorized, or restricted activity; and (h) you are solely responsible for determining whether your use of the Services is legal in your jurisdiction.
6. Wallets, Accounts, and Private Keys
6.1 Non-Custodial Wallet
The Services may include or interoperate with non-custodial wallet software that allows you to generate, connect, view, or use blockchain addresses.
Nika does not create a custodial wallet for you. Nika does not custody, hold, control, safeguard, recover, or have access to your digital assets, private keys, seed phrases, recovery phrases, or wallet credentials.
6.2 Wallet Creation and Key Custody
To the extent the Services facilitate the creation of, connection to, or use of a wallet, that wallet is self-custodial or is provided by an independent third-party wallet or key-management provider.
Your private keys, seed phrases, recovery phrases, or wallet credentials are generated, stored, encrypted, managed, or recovered through your device, your selected wallet provider, your selected key-management provider, or other third-party infrastructure that is not controlled by Nika.
Nika does not receive, store, transmit, control, or have access to your private keys, seed phrases, recovery phrases, or wallet credentials.
You are solely responsible for safeguarding your device, login credentials, private keys, seed phrases, recovery phrases, wallets, accounts, and connected services.
If you lose access to your wallet, private keys, seed phrase, recovery phrase, device, account, or credentials, Nika cannot recover your assets or restore access on your behalf.
6.3 User Error and Device Risk
You assume all risks of user error, including forgotten passwords, lost devices, lost keys, compromised accounts, incorrectly constructed transactions, incorrect wallet addresses, wrong networks, wrong tokens, malicious tokens, phishing, malware, social engineering, unauthorized access, device failure, compromised browsers, malicious browser extensions, and other security incidents.
6.4 Transaction Authorization
You are solely responsible for reviewing and authorizing every transaction. You should carefully review all transaction details, including asset, network, amount, recipient, contract address, gas, fees, slippage, approval permissions, position size, leverage, liquidation risk, market, odds, APY, and provider terms before signing or confirming any transaction.
Once signed or submitted, blockchain transactions may be irreversible.
6.5 Multiple Accounts and Wallets
Nika may restrict, suspend, or disable access if we reasonably believe you have created multiple accounts, connected multiple wallets, used multiple devices, or coordinated activity to violate these Terms, bypass eligibility restrictions, manipulate rewards, evade sanctions controls, or engage in abusive behavior.
6.6 Linked Services
You may connect your wallet or account to third-party services for convenience. Nika is not responsible for any loss, damage, liability, action, omission, fee, restriction, data use, security failure, smart-contract failure, account closure, or provider decision arising from your use of linked services.
7. Acceptable Use
You agree not to, and will not permit any third party to, directly or indirectly: (a) use the Services in violation of applicable law; (b) use the Services in any jurisdiction where the Services or any feature are prohibited or restricted; (c) access or attempt to access restricted features if you are not eligible; (d) circumvent or attempt to circumvent eligibility controls, geoblocking, sanctions screening, KYC/KYB requirements, provider restrictions, or security measures; (e) use VPNs, proxies, Tor, location spoofing, device spoofing, false identities, multiple accounts, wallet obfuscation, or similar methods to bypass restrictions; (f) use the Services for money laundering, terrorist financing, sanctions evasion, fraud, market manipulation, illegal gambling, unauthorized securities or derivatives activity, or any other unlawful purpose; (g) engage in wash trading, spoofing, layering, quote stuffing, frontrunning, pump-and-dump activity, artificial volume generation, self-referral, sybil attacks, botting, manipulation of leaderboards or rewards, or other abusive behavior; (h) use the Services to manipulate markets, prediction-market outcomes, oracle data, liquidity pools, votes, social signals, rankings, rewards, XP, referrals, or trading metrics; (i) create, upload, transmit, or distribute unlawful, harmful, abusive, defamatory, obscene, harassing, hateful, violent, misleading, fraudulent, infringing, or otherwise objectionable content; (j) impersonate Nika, a Nika employee, another user, a third-party provider, or any other person or entity; (k) misrepresent affiliation, authorization, eligibility, location, citizenship, residence, entity status, source of funds, ownership of wallets, or authority to act; (l) interfere with, disrupt, overload, damage, impair, or compromise the Services or any system, network, protocol, API, smart contract, provider, or infrastructure used by Nika or any third party; (m) introduce malware, viruses, worms, Trojan horses, malicious code, exploits, or harmful files; (n) probe, scan, test, or exploit vulnerabilities in the Services or any related system without written authorization; (o) reverse engineer, decompile, disassemble, scrape, copy, modify, or create derivative works from the Services except as permitted by applicable law or open-source licenses; (p) use unauthorized bots, crawlers, scrapers, automation, scripts, data-mining tools, transaction automation, trading bots, or API access; (q) collect, harvest, sell, or misuse user data or personal information; (r) infringe intellectual property, privacy, publicity, or proprietary rights; (s) sell, transfer, assign, rent, license, or commercialize your account, username, wallet-linked profile, rewards, XP, referral rights, or access credentials; (t) use the Services for unauthorized commercial purposes; (u) exploit minors or attempt to solicit information from minors; (v) use the Services to promote, facilitate, or participate in illegal fundraising, token offerings, securities offerings, market manipulation, scams, phishing, or unauthorized financial activity; (w) make representations, guarantees, or promises to third parties regarding rewards, XP, returns, APY, fees, trading results, market outcomes, eligibility, or availability of the Services; (x) encourage, instruct, assist, or enable any other person to do any of the foregoing.
Nika may monitor use of the Services, review content, remove or disable content, restrict functionality, suspend access, terminate access, or cooperate with law enforcement or third-party providers if we believe you have violated these Terms or applicable law.
8. Third-Party Services and Protocols
8.1 Independent Providers
The Services may link to, interoperate with, embed, route to, display information from, or otherwise facilitate access to independent third-party services, protocols, smart contracts, venues, applications, providers, wallets, data sources, infrastructure, APIs, SDKs, validators, or networks.
Third-party services may include, without limitation: (a) decentralized exchanges and routers; (b) bridge protocols; (c) liquidity pools; (d) market makers and liquidity providers; (e) perpetual trading venues, including Hyperliquid or other venues; (f) prediction-market providers, including Polymarket or other providers; (g) yield, earn, staking, restaking, lending, borrowing, vault, and liquidity protocols; (h) fiat on-ramp and off-ramp providers; (i) wallet providers and key-management providers; (j) data, pricing, analytics, token metadata, and oracle providers; (k) app stores, cloud providers, hosting providers, compliance providers, screening providers, and infrastructure providers.
8.2 No Control
Nika does not own, operate, control, maintain, administer, guarantee, or supervise third-party services.
Nika is not responsible for any third-party service's availability, legality, security, accuracy, fees, terms, compliance, restrictions, execution, matching, settlement, custody, smart contracts, data, risk engine, oracle, liquidity, KYC/KYB, sanctions screening, decisions, acts, omissions, failures, delays, outages, losses, or disputes.
8.3 Separate Terms
Your use of third-party services is governed by the terms, policies, risk disclosures, fee schedules, eligibility requirements, and privacy practices of the applicable third party.
You are solely responsible for reviewing and complying with third-party terms.
If there is a conflict between these Terms and third-party terms regarding a third-party service, the third-party terms govern your use of that third-party service.
8.4 No Endorsement
The inclusion, display, routing, listing, connection, integration, ranking, suggestion, or availability of any third-party service, protocol, asset, market, pool, route, provider, token, position, order book, yield strategy, or market does not constitute endorsement, recommendation, approval, verification, representation, warranty, or advice by Nika.
8.5 Third-Party Beneficiaries
Third-party providers, protocols, venues, licensors, service providers, infrastructure providers, data providers, wallet providers, ramp providers, perps venues, prediction-market providers, yield providers, and app-store providers are intended third-party beneficiaries of the provisions of these Terms that concern or benefit them and may enforce such provisions to the extent permitted by law.
9. Fiat On-Ramp and Off-Ramp Services
9.1 Independent Ramp Providers
The Services may allow eligible users to access fiat on-ramp or off-ramp services provided by independent third-party providers.
Ramp services may allow eligible users to purchase, sell, transfer, deposit, withdraw, or convert digital assets or fiat currency through third-party providers.
Nika does not provide ramp services. Nika does not process payments, issue cards, transmit money, hold fiat currency, sell digital assets to you, buy digital assets from you, or provide banking, e-money, payment processing, or money-transmission services.
9.2 Provider Terms and KYC
Your use of ramp services is governed by the applicable third-party provider's terms, privacy policy, fee schedule, eligibility requirements, supported jurisdictions, supported payment methods, KYC/KYB requirements, AML checks, sanctions checks, chargeback policies, refund policies, and risk controls.
A ramp provider may require identity verification, source-of-funds information, location information, payment information, or other compliance information. The provider may approve, reject, delay, cancel, reverse, limit, suspend, or report a transaction in its discretion.
Nika has no control over provider decisions.
9.3 No Custody or Money Transmission by Nika
Nika does not receive, hold, transmit, safeguard, settle, or control fiat currency or digital assets in connection with ramp services.
Any payment processing, settlement, custody, safeguarding, chargeback, refund, delivery, or compliance function is performed by the applicable third-party provider and not by Nika.
9.4 Availability
Ramp services may be unavailable in certain jurisdictions or to certain users. Nika may hide, restrict, disable, or make ramp services unavailable based on your location, provider eligibility, sanctions status, KYC/KYB status, risk profile, app-store region, or applicable law.
9.5 Data Sharing
By initiating a ramp transaction, you authorize Nika to share information reasonably necessary to facilitate the integration, comply with applicable law, prevent fraud, or satisfy provider requirements, subject to our Privacy Policy.
10. DEX, Swaps, Bridges, and Liquidity Routing
10.1 User-Directed On-Chain Transactions
The Services may allow eligible users to initiate user-directed swaps, bridges, token transfers, liquidity interactions, approvals, or other blockchain transactions through decentralized exchanges, routers, smart contracts, bridges, liquidity pools, and other third-party protocols.
Nika does not operate a decentralized exchange, exchange, router, bridge, liquidity pool, order book, market maker, matching engine, clearinghouse, settlement system, or counterparty.
All swaps, bridges, approvals, transfers, and liquidity interactions occur through independent third-party protocols, smart contracts, blockchain networks, wallets, or infrastructure.
10.2 Routing and Quotes
The Services may display quotes, routes, estimated outputs, price impact, slippage, gas estimates, fees, bridge options, liquidity sources, or routing suggestions.
Such information is provided for convenience only and may be inaccurate, incomplete, delayed, stale, unavailable, unsafe, or suboptimal.
Nika does not guarantee best execution, best price, lowest fees, availability of liquidity, successful transaction execution, bridge completion, finality, or any particular outcome.
10.3 Token Identification Risk
The Services may display token names, symbols, logos, contract addresses, metadata, rankings, tags, search results, price data, liquidity data, or other token information from third-party sources.
Digital asset identifiers may be duplicated, spoofed, misleading, fraudulent, malicious, or incorrect.
You are solely responsible for verifying the token contract address, chain, decimals, issuer, provenance, legitimacy, safety, and risk profile before initiating any transaction.
Nika does not verify, audit, approve, endorse, or guarantee any token, contract, asset, issuer, or liquidity source.
10.4 Bridge and Cross-Chain Risk
Bridge and cross-chain transactions involve additional risks, including smart-contract failure, validator failure, relayer failure, messaging failure, liquidity shortages, chain reorganization, delays, loss of funds, wrapped-asset depegging, and protocol insolvency.
Nika is not responsible for bridge failures, delayed transactions, unsupported assets, incorrect networks, lost assets, or third-party protocol failures.
11. Perpetual Trading via Third-Party Venues
11.1 Third-Party Perps Venues
The Services may allow eligible users to access perpetual trading functionality through independent third-party decentralized protocols or venues, including Hyperliquid or other venues, each a "Perps Venue." Nika does not own, operate, control, maintain, administer, match orders for, clear, settle, custody collateral for, guarantee, or act as counterparty for any Perps Venue.
All perpetual trades, orders, positions, margin, collateral, funding, liquidations, auto-deleveraging, matching, clearing, settlement, risk-engine functions, and protocol decisions are handled by the applicable Perps Venue and its infrastructure.
11.2 Availability and Eligibility
Perpetual trading functionality is not available to U.S. Persons and may be unavailable or restricted in additional jurisdictions or for additional users.
By accessing or using perpetual trading functionality, you represent and warrant that: (a) you are not a U.S. Person; (b) you are not located in the United States; (c) you are not accessing perpetual trading functionality on behalf of or for the benefit of a U.S. Person; (d) you are not located in any jurisdiction where perpetual trading, derivatives, leveraged trading, or the applicable Perps Venue is prohibited or restricted; (e) you satisfy all eligibility requirements of the applicable Perps Venue; and (f) you will not use any method to circumvent eligibility or geographic restrictions.
Nika may restrict, disable, hide, make read-only, or make close-only perpetual trading functionality at any time based on jurisdiction, provider eligibility, risk controls, or applicable law.
11.3 No Broker, Dealer, FCM, Exchange, or Counterparty Role
Nika does not act as a broker, dealer, exchange, futures commission merchant, introducing broker, commodity trading adviser, commodity pool operator, derivatives venue, clearing organization, counterparty, custodian, fiduciary, investment adviser, or intermediary in connection with perpetual trading.
Nika does not execute trades on your behalf, match orders, provide leverage, set margin requirements, custody collateral, determine liquidations, provide price feeds, or settle perpetual trades.
11.4 No Ownership of Underlying Assets
Perpetual contracts are synthetic instruments that may reference the price of an underlying asset, including digital assets, equities, commodities, indices, or other reference assets.
Trading a perpetual contract does not constitute purchase, sale, ownership, custody, delivery, or transfer of the underlying asset.
You do not acquire ownership rights, voting rights, dividend rights, redemption rights, governance rights, delivery rights, legal rights, beneficial interests, or claims in any underlying asset by trading a perpetual contract.
11.5 Builder Codes, Referral Identifiers, and Fee Attribution
The Services may use a builder code, referral identifier, affiliate identifier, or similar attribution mechanism associated with Nika.
Such identifiers are technical attribution or fee-routing mechanisms only. They do not create any agency, partnership, joint venture, employment, fiduciary, brokerage, exchange, counterparty, or control relationship between Nika and any Perps Venue.
Nika has no control over a Perps Venue's smart contracts, matching engine, risk engine, margin framework, leverage limits, funding rates, oracle pricing, liquidation mechanics, collateral rules, insurance fund, uptime, security, governance, or decisions.
Any fees, rebates, credits, benefits, or rewards associated with builder codes or referral identifiers are subject to Section 27.
11.6 Perpetual Trading Risks
Perpetual trading is highly risky and may result in rapid and total loss.
Risks include, without limitation: (a) leverage risk; (b) liquidation risk; (c) auto-deleveraging risk; (d) funding-rate risk; (e) margin-call risk; (f) collateral risk; (g) oracle risk; (h) index-pricing risk; (i) liquidation-engine risk; (j) slippage; (k) low liquidity; (l) volatility; (m) basis risk; (n) order-book risk; (o) smart-contract risk; (p) protocol governance risk; (q) network congestion; (r) forced position closure; (s) insolvency or failure of a Perps Venue; and (t) total loss of collateral.
You are solely responsible for understanding these risks before accessing perpetual trading functionality.
12. Earn, Borrow, Yield, Vaults, Staking, and Liquidity Features
12.1 Third-Party Protocols Only
The Services may allow eligible users to access, view, or interact with third-party smart contracts, protocols, vaults, staking systems, restaking systems, lending protocols, borrowing protocols, liquidity pools, automated strategies, or other yield-related systems.
Nika does not provide lending, borrowing, staking, restaking, vault, deposit, savings, interest, investment management, asset management, or yield products.
Nika does not take deposits, lend assets, borrow assets, manage user assets, guarantee returns, custody assets, operate liquidity pools, operate vaults, or provide interest-bearing accounts.
Any yield, rewards, interest, borrow, lending, staking, restaking, liquidity, or vault functionality is provided entirely by independent third-party protocols, smart contracts, or providers with whom you interact directly.
12.2 No Guaranteed Yield
Any APY, APR, reward rate, estimated yield, projected return, historical return, fee estimate, or other yield-related number displayed through the Services is an estimate only.
Yield figures may be variable, delayed, inaccurate, stale, incomplete, promotional, based on historical data, dependent on third-party assumptions, or subject to rapid change.
Nika does not guarantee any return, yield, APY, APR, reward, principal, liquidity, redemption, withdrawal, repayment, collateral value, or strategy outcome.
You may lose some or all of your assets.
12.3 Borrowing and Liquidation Risk
Borrowing or collateralized positions through third-party protocols may involve liquidation risk, interest-rate risk, collateral risk, oracle risk, protocol risk, and market risk.
You are solely responsible for monitoring collateral, debt, liquidation thresholds, interest rates, repayment obligations, protocol terms, and smart-contract risk.
Nika is not a lender, borrower, creditor, collateral agent, liquidator, loan servicer, underwriter, broker, fiduciary, or intermediary.
12.4 Liquidity and Impermanent Loss
Providing liquidity may expose you to impermanent loss, smart-contract risk, pool imbalance, oracle risk, withdrawal limitations, slippage, fees, reward volatility, token depegging, and total loss.
You are solely responsible for understanding these risks.
12.5 Availability
Yield, earn, borrow, vault, staking, restaking, and liquidity features may be unavailable, restricted, read-only, or disabled in certain jurisdictions or for certain users based on law, provider restrictions, risk controls, or app-store requirements.
13. Prediction Markets and Polymarket
13.1 Third-Party Prediction-Market Infrastructure
The Services may allow eligible users to view, access, or interact with prediction-market functionality operated by independent third-party providers, including Polymarket or other providers, each a "Prediction Market Provider." Nika does not own, operate, control, maintain, administer, create, list, resolve, settle, score, price, make markets for, set odds for, or act as counterparty to any prediction market.
All prediction-market contracts, market creation, market terms, market descriptions, order books, matching, settlement, resolution, oracle processes, dispute processes, fees, restrictions, and eligibility decisions are handled by the applicable Prediction Market Provider, its infrastructure, or its smart contracts.
13.2 Interface and Order Routing Only
Where prediction-market functionality is available, the Services may act as a non-custodial interface through which eligible users may submit user-directed, wallet-authorized instructions to a Prediction Market Provider.
Nika may route user instructions, signed orders, builder codes, referral identifiers, or attribution data to a Prediction Market Provider.
Nika does not match orders, guarantee order execution, provide liquidity, settle markets, resolve outcomes, custody funds, set odds, determine prices, determine winners, make markets, or act as counterparty.
The use of a builder code, referral identifier, affiliate identifier, or attribution mechanism does not create any agency, partnership, joint venture, employment, fiduciary, brokerage, gaming, sportsbook, exchange, or counterparty relationship between Nika and any Prediction Market Provider.
13.3 No Sportsbook, Gambling Platform, or Prediction-Market Venue
Nika does not operate a sportsbook, casino, gambling platform, gaming platform, betting service, wagering service, lottery, prediction-market venue, market creator, odds-maker, resolver, settlement system, or market operator.
Nika does not accept wagers, set odds, determine outcomes, resolve markets, pay winnings, hold customer funds, pool stakes, or act as the house.
Any prediction-market activity, where available, is between you and the applicable third-party Prediction Market Provider or other market participants, subject to the provider's terms, eligibility requirements, and jurisdictional restrictions.
13.4 Prediction-Market Eligibility and Geographic Restrictions
Prediction-market order placement is available only to eligible users in jurisdictions where the applicable Prediction Market Provider permits access and where such activity is not prohibited or restricted by applicable law.
Prediction-market functionality is not available to U.S. Persons and may be unavailable or restricted in additional jurisdictions, territories, states, provinces, or regions designated by Nika, a Prediction Market Provider, or applicable law from time to time.
Nika may check provider geoblock status, IP address, device signals, app-store region, wallet screening, sanctions status, provider eligibility, KYC/KYB status, and other eligibility indicators before displaying, enabling, routing, or submitting prediction-market orders.
If a Prediction Market Provider indicates that order placement is blocked, Nika may disable order placement before you reach the transaction screen.
If a Prediction Market Provider designates a jurisdiction or user status as close-only, Nika may permit only the closing of existing positions and may disable the opening of new positions.
If a Prediction Market Provider designates a jurisdiction or user status as fully blocked, Nika may disable both opening and closing functionality, subject to provider rules and applicable law.
In unsupported jurisdictions, Nika may provide only read-only market data, wallet data, educational information, or other non-execution functionality, or may disable prediction-market functionality entirely.
13.5 User Representations for Prediction Markets
By accessing or using prediction-market functionality, you represent and warrant that: (a) you are not a U.S. Person; (b) you are not located in the United States; (c) you are not located in any jurisdiction where prediction markets, betting, wagering, gaming, gambling, derivatives, event contracts, or the applicable Prediction Market Provider are prohibited or restricted; (d) you are not accessing prediction-market functionality on behalf of or for the benefit of any restricted person; (e) you satisfy all eligibility requirements of the applicable Prediction Market Provider; (f) you will not use VPNs, proxies, Tor, location spoofing, device spoofing, false information, or any other method to bypass provider or Nika restrictions; (g) you will comply with all laws applicable to your prediction-market activity; and (h) you understand that Nika is relying on these representations in making prediction-market interface functionality available.
13.6 Market Descriptions, Resolution, and Outcomes
Prediction-market descriptions, categories, probabilities, odds, prices, volumes, liquidity, charts, social data, rankings, and resolution information may be sourced from third parties.
Nika does not verify or guarantee the accuracy, completeness, legality, fairness, timeliness, or interpretation of any market description, outcome, resolution source, oracle, settlement rule, or provider decision.
Market resolution may be delayed, disputed, incorrect, ambiguous, subjective, reversed, or affected by provider rules, oracle processes, governance decisions, or external events.
You are solely responsible for reviewing market rules and provider terms before placing any order.
13.7 Prediction-Market Risk
Prediction markets are highly risky and speculative.
You may lose the entire amount used to acquire a position.
Risks include, without limitation: (a) market-resolution risk; (b) oracle risk; (c) ambiguity in market wording; (d) liquidity risk; (e) slippage; (f) counterparty or market-participant risk; (g) smart-contract risk; (h) provider risk; (i) regulatory risk; (j) account or jurisdiction restrictions; (k) close-only or blocked status; (l) order rejection; (m) cancellation or settlement risk; (n) pricing error; (o) volatility; (p) delays; (q) total loss.
You should not participate in prediction markets unless you fully understand and accept these risks.
14. Fees
You may incur fees when using the Services or third-party services, including without limitation: (a) blockchain network fees or gas fees; (b) protocol fees; (c) liquidity provider fees; (d) bridge fees; (e) swap fees; (f) Perps Venue fees; (g) prediction-market provider fees; (h) ramp provider fees; (i) wallet provider fees; (j) Nika interface fees; (k) builder fees, referral fees, attribution fees, rebates, or revenue shares; (l) currency conversion fees; (m) card or payment fees; (n) withdrawal or deposit fees; and (o) other fees disclosed through the Services or by third-party providers.
Fees may change at any time and may not be refundable.
Nika may receive fees, rebates, revenue shares, builder fees, referral fees, affiliate commissions, or other compensation from third-party providers or protocols in connection with user activity. Such compensation does not create any agency, fiduciary, brokerage, advisory, exchange, counterparty, or provider relationship.
You are solely responsible for reviewing all applicable fees before initiating any transaction.
15. Taxes
You are solely responsible for determining and satisfying any taxes, duties, levies, reporting obligations, filings, withholding obligations, or other governmental charges arising from your use of the Services, including digital asset transactions, swaps, transfers, bridges, perpetual trades, prediction-market activity, yield activity, rewards, XP, referrals, airdrops, rebates, or other benefits.
Nika does not provide tax advice and is not responsible for determining whether taxes apply to you.
Nika may report information to tax authorities or provide tax-related documentation if required by law.
16. Risk Disclosures
You acknowledge and accept all risks associated with the Services, digital assets, blockchain networks, smart contracts, decentralized finance, perpetual trading, prediction markets, fiat ramps, bridges, liquidity pools, yield protocols, and third-party services.
Risks include, without limitation: (a) total loss of assets; (b) extreme price volatility; (c) lack of liquidity; (d) slippage; (e) failed transactions; (f) irreversible transactions; (g) incorrect wallet addresses; (h) wrong network selection; (i) malicious, spoofed, or fraudulent tokens; (j) smart-contract bugs, hacks, exploits, or vulnerabilities; (k) protocol failure; (l) bridge failure; (m) oracle failure; (n) validator, sequencer, relayer, or network failure; (o) chain forks, reorganizations, congestion, downtime, or censorship; (p) governance attacks; (q) private-key loss; (r) phishing, malware, social engineering, and account compromise; (s) provider insolvency, outage, restriction, suspension, or policy change; (t) regulatory change; (u) sanctions restrictions; (v) tax consequences; (w) liquidation; (x) leverage losses; (y) market manipulation; (z) inaccurate or delayed information; (aa) APY, odds, pricing, or routing errors; (bb) app-store restrictions; (cc) loss of rewards or XP; (dd) loss resulting from user error.
You agree that you use the Services entirely at your own risk.
You should not use the Services unless you understand blockchain technology, self-custody, smart-contract risk, market risk, and the specific risks of each feature you access.
17. Compliance, AML, Sanctions, and Investigations
Nika may implement compliance, sanctions, fraud-prevention, AML, CFT, risk, security, and eligibility controls.
Nika may screen wallets, transactions, users, devices, locations, IP addresses, provider eligibility, app-store regions, and activity patterns.
Nika may restrict, suspend, disable, or terminate access to the Services or any feature if we believe you have violated these Terms, applicable law, sanctions obligations, provider requirements, app-store requirements, or risk policies.
Nika may report suspicious activity, cooperate with law enforcement, comply with subpoenas or legal process, respond to regulator requests, disclose information, or preserve records as required or permitted by law.
Nika does not control public blockchain networks and cannot freeze or seize assets held in your self-custodial wallet. However, Nika may restrict access to its software interface.
18. Privacy and Data
Your use of the Services is subject to our Privacy Policy.
By using the Services, you acknowledge that Nika may collect, use, store, disclose, and process information as described in the Privacy Policy, including information needed to operate the Services, comply with law, prevent fraud, perform analytics, support feature eligibility, and integrate with third-party providers.
This may include wallet addresses, transaction data, device information, IP addresses, approximate location, app-store region, usage data, referral data, reward data, provider interaction data, and communications.
Blockchain transactions are public and may be permanently recorded on public ledgers. Nika cannot delete, modify, or hide public blockchain data.
19. Intellectual Property
The Services, including software, interfaces, designs, text, graphics, logos, icons, images, content, data compilations, code, APIs, trademarks, service marks, trade names, and other materials, are owned by Nika or its licensors and are protected by intellectual-property and other laws.
Subject to these Terms, Nika grants you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Services for your personal or internal business use.
You may not copy, modify, distribute, sell, lease, sublicense, reverse engineer, create derivative works from, or otherwise exploit the Services except as expressly permitted by Nika or applicable law.
No rights are granted except as expressly stated in these Terms.
20. User Content and Social Features
The Services may allow users to create profiles, post content, share comments, share trades, follow users, copy users, appear on leaderboards, participate in communities, submit feedback, upload content, or otherwise make content available.
You are solely responsible for your user content.
You represent and warrant that your user content: (a) is accurate and not misleading; (b) does not violate law; (c) does not infringe third-party rights; (d) does not contain unlawful, harmful, abusive, hateful, harassing, defamatory, obscene, fraudulent, deceptive, or manipulative material; (e) does not constitute financial, investment, legal, tax, or trading advice; (f) does not promote illegal activity, market manipulation, scams, phishing, or prohibited activity; and (g) complies with these Terms and any community guidelines.
By submitting user content, you grant Nika a worldwide, royalty-free, sublicensable, transferable license to host, store, reproduce, display, perform, modify, adapt, publish, translate, distribute, and use the content in connection with operating, improving, promoting, and providing the Services.
Nika may remove, restrict, moderate, label, downgrade, hide, or disable user content at any time, with or without notice.
Nika is not responsible for user content and does not endorse user content.
21. Feedback
If you submit ideas, suggestions, proposals, bug reports, comments, improvements, or other feedback, you grant Nika the unrestricted right to use them without compensation, attribution, restriction, or obligation.
Feedback is non-confidential and may be used by Nika for any purpose.
22. Disclaimers
THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. TO THE MAXIMUM EXTENT PERMITTED BY LAW, NIKA DISCLAIMS ALL WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, QUIET ENJOYMENT, ACCURACY, AVAILABILITY, RELIABILITY, SECURITY, COMPLETENESS, TIMELINESS, AND COURSE OF DEALING. NIKA DOES NOT WARRANT THAT: (a) THE SERVICES WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR AVAILABLE; (b) BLOCKCHAIN NETWORKS, SMART CONTRACTS, PROTOCOLS, PROVIDERS, OR THIRD-PARTY SERVICES WILL FUNCTION AS EXPECTED; (c) ANY TRANSACTION WILL BE SUCCESSFUL, TIMELY, REVERSIBLE, OR CORRECT; (d) ANY PRICE, QUOTE, ROUTE, ODDS, APY, PROBABILITY, MARKET DATA, TOKEN DATA, OR ANALYTICS WILL BE ACCURATE; (e) ANY DIGITAL ASSET, TOKEN, PROTOCOL, MARKET, POOL, POSITION, OR STRATEGY IS SAFE, LEGITIMATE, LAWFUL, OR SUITABLE; (f) ANY REWARD, XP, AIRDROP, REBATE, REFERRAL PAYMENT, OR PROGRAM BENEFIT WILL BE AVAILABLE; OR (g) YOUR USE OF THE SERVICES WILL MEET YOUR REQUIREMENTS OR BE LEGAL IN YOUR JURISDICTION. You are solely responsible for all transactions, positions, orders, wallet activity, tax obligations, legal compliance, and losses.
23. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, NIKA AND ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, CONTRACTORS, AGENTS, LICENSORS, SERVICE PROVIDERS, AND PARTNERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, PUNITIVE, OR ENHANCED DAMAGES; LOST PROFITS; LOST REVENUE; LOST BUSINESS; LOST OPPORTUNITY; LOST GOODWILL; LOSS OF DATA; LOSS OF DIGITAL ASSETS; LOSS OF PRIVATE KEYS; TRADING LOSSES; LIQUIDATION LOSSES; LOST REWARDS; LOST XP; TAX LIABILITIES; OR COST OF SUBSTITUTE SERVICES, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, STATUTE, OR ANY OTHER THEORY, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. TO THE MAXIMUM EXTENT PERMITTED BY LAW, NIKA'S TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES WILL NOT EXCEED THE GREATER OF: (a) ONE HUNDRED U.S. DOLLARS (US $100); OR (b) THE TOTAL FEES, IF ANY, THAT YOU PAID DIRECTLY TO NIKA FOR USE OF THE SERVICES IN THE TWELVE (12) MONTHS BEFORE THE EVENT GIVING RISE TO THE CLAIM. The limitations in this Section apply even if any remedy fails of its essential purpose.
Some jurisdictions do not allow certain limitations of liability. In those jurisdictions, liability is limited to the maximum extent permitted by law.
24. Indemnification
You agree to defend, indemnify, and hold harmless Nika and its affiliates, directors, officers, employees, contractors, agents, licensors, service providers, and partners from and against any claims, demands, actions, proceedings, investigations, damages, losses, liabilities, costs, and expenses, including reasonable attorneys' fees, arising out of or relating to: (a) your access to or use of the Services; (b) your wallet activity, transactions, orders, positions, protocol interactions, or third-party service interactions; (c) your violation of these Terms; (d) your violation of applicable law; (e) your violation of third-party rights; (f) your user content; (g) your tax obligations; (h) your fraud, misconduct, negligence, or willful misconduct; (i) your attempt to circumvent eligibility controls or geoblocking; (j) your participation in rewards, XP, referral, affiliate, loyalty, or promotional programs; or (k) any dispute between you and a third-party provider or another user.
Nika may control the defense of any indemnified claim at your expense. You agree to cooperate with Nika's defense.
25. Dispute Resolution; Arbitration; Class Waiver
25.1 Governing Law
These Terms and any dispute arising out of or relating to these Terms or the Services are governed by the laws of the State of Delaware, without regard to conflict-of-law rules.
25.2 Informal Resolution
Before filing any arbitration or court proceeding, you and Nika agree to attempt to resolve the dispute informally.
A party must send written notice describing the dispute and proposed resolution. The parties will attempt in good faith to resolve the dispute for at least thirty (30) days after notice is received.
25.3 Binding Arbitration
Except for claims that may be brought in small-claims court or claims for injunctive or equitable relief for intellectual-property misuse, unauthorized access, security threats, or misuse of the Services, any dispute arising out of or relating to these Terms or the Services will be resolved by binding individual arbitration administered by JAMS under its applicable rules.
The arbitration will be conducted in English. The seat of arbitration will be Delaware, unless the parties agree otherwise or the arbitrator determines that a remote proceeding is appropriate.
The arbitrator will have exclusive authority to resolve disputes regarding arbitrability, enforceability, interpretation, and scope of this arbitration agreement.
25.4 No Class Actions
YOU AND NIKA AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF, CLASS MEMBER, OR REPRESENTATIVE IN ANY CLASS, COLLECTIVE, CONSOLIDATED, PRIVATE ATTORNEY GENERAL, OR REPRESENTATIVE ACTION. The arbitrator may not consolidate claims of multiple persons or preside over any class, collective, consolidated, or representative proceeding.
25.5 Jury Trial Waiver
TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU AND NIKA WAIVE ANY RIGHT TO A JURY TRIAL.
25.6 One-Year Claim Period
Any claim arising out of or relating to these Terms or the Services must be brought within one (1) year after the claim accrues.
Otherwise, the claim is permanently barred, unless applicable law requires a longer period.
26. Suspension and Termination
Nika may suspend, restrict, disable, or terminate your access to the Services or any feature at any time, with or without notice, if we believe: (a) you violated these Terms; (b) you violated applicable law; (c) you are a Restricted Person; (d) you attempted to bypass eligibility controls; (e) your activity creates legal, regulatory, security, operational, or reputational risk; (f) a third-party provider restricts your access; (g) app-store requirements require restriction; (h) continued access may expose Nika, users, or third parties to harm; or (i) we decide to discontinue or modify the Services.
You may stop using the Services at any time.
Termination does not affect provisions that by their nature should survive, including provisions regarding risk, fees, taxes, intellectual property, disclaimers, limitation of liability, indemnification, arbitration, rewards, and general terms.
Nika's suspension or termination of access to its interface does not give Nika custody or control over assets held in your self-custodial wallet.
27. Rewards, XP, Referrals, Affiliates, Loyalty Programs, and Trading Rewards
27.1 Discretionary Programs
Nika may offer referral programs, affiliate programs, XP programs, loyalty programs, points programs, quests, campaigns, fee rebates, trading credits, promotional rewards, airdrop-related programs, or other incentive programs, collectively, "Programs." Programs are discretionary, promotional, and subject to change.
No Program creates any contractual entitlement, vested right, ownership interest, investment interest, profit interest, wage, commission, payment obligation, security, commodity interest, financial product, deposit, interest, yield, or guaranteed compensation.
27.2 No Monetary Value
Unless expressly stated by Nika in separate written terms, XP, points, badges, ranks, statuses, credits, eligibility scores, reward estimates, leaderboard positions, multipliers, and other Program metrics: (a) have no cash value; (b) are not money; (c) are not digital assets; (d) are not securities or financial products; (e) are not property; (f) are not transferable; (g) are not redeemable for fiat currency; (h) are not guaranteed to convert into tokens, digital assets, stablecoins, rebates, credits, or other benefits; and (i) may be modified, suspended, reduced, revoked, expired, or terminated at any time.
27.3 Rewards
Nika may, in its sole discretion, provide rewards, rebates, credits, digital assets, stablecoins, fee reductions, or other benefits where legally permitted and subject to eligibility.
Any reward is subject to availability, compliance review, fraud review, sanctions screening, provider restrictions, app-store requirements, tax requirements, and these Terms.
Nika may withhold, deny, reverse, claw back, reduce, modify, delay, or cancel rewards if we believe the reward was earned through fraud, abuse, manipulation, self-referral, sybil activity, wash trading, artificial volume, prohibited activity, eligibility misrepresentation, restricted jurisdiction access, or violation of these Terms.
27.4 No Inducement; User Responsibility
Programs are marketing and loyalty features only.
Programs are not investment advice, trading advice, financial advice, inducements to trade in any regulated product, or guarantees of profit.
You are solely responsible for deciding whether to use any feature. You should not trade, swap, place orders, use leverage, provide liquidity, deposit into protocols, or participate in prediction markets merely to obtain rewards, XP, or Program benefits.
27.5 Geographic Restrictions
Programs may be unavailable, restricted, modified, or disabled in certain jurisdictions or for certain users.
Nika may restrict rewards, XP accrual, referral payouts, affiliate payments, rebates, trading credits, or other benefits based on location, citizenship, residence, provider eligibility, sanctions status, KYC/KYB status, app-store region, risk controls, or applicable law.
27.6 No App-Store Circumvention
Programs may not be used to purchase digital content or app functionality in violation of applicable app-store rules.
Nika may modify Programs as necessary to comply with Apple, Google, or other app-store requirements.
27.7 Taxes
You are solely responsible for any taxes arising from Programs, including rewards, rebates, credits, digital assets, stablecoins, referral payments, affiliate payments, or other benefits.
Nika may require tax information, withhold amounts, or report information to tax authorities if required by law.
28. App Store Terms
If you download or use the App through the Apple App Store, Google Play, or another app store or distribution platform, your use of the App may also be subject to the applicable app-store terms, rules, and policies.
If you download the App from the Apple App Store: (a) these Terms are between you and Nika, not Apple; (b) Apple is not responsible for the App or the content of the App; (c) Apple has no obligation to furnish maintenance or support services for the App; (d) to the extent any warranty exists and is not disclaimed, Apple's only warranty obligation is to refund the purchase price, if any, for the App; (e) Apple is not responsible for claims relating to the App, including product-liability claims, regulatory claims, consumer-protection claims, intellectual-property claims, or claims that the App fails to conform to legal requirements; (f) you represent and warrant that you are not located in a country subject to a U.S. government embargo or designated as a terrorism-supporting country and that you are not listed on any U.S. government prohibited or restricted-party list; and (g) Apple and its subsidiaries are third-party beneficiaries of these Terms and may enforce these Terms against you as third-party beneficiaries.
Nothing in this Section limits Nika's disclaimers, limitations of liability, or your obligations under these Terms.
29. Changes to the Services
Nika may modify, update, suspend, discontinue, replace, restrict, or remove any part of the Services at any time, with or without notice.
Nika may add, remove, or modify supported wallets, chains, tokens, protocols, providers, markets, positions, features, eligibility requirements, regions, fees, rewards, APIs, user interfaces, and integrations.
Nika is not liable for changes, suspensions, discontinuations, restrictions, outages, or loss of access.
30. Electronic Communications
By using the Services, you consent to receive electronic communications from Nika, including notices, disclosures, updates, risk warnings, support messages, security messages, and other communications.
Electronic communications satisfy any legal requirement that communications be in writing.
You are responsible for maintaining accurate contact information and reviewing notices posted through the Services.
31. General Terms
These Terms, together with any supplemental terms, policies, and disclosures incorporated by reference, constitute the entire agreement between you and Nika regarding the Services.
If any provision of these Terms is held invalid or unenforceable, the remaining provisions remain in full force and effect.
Nika's failure to enforce any provision is not a waiver.
You may not assign or transfer these Terms or your rights or obligations without Nika's prior written consent. Nika may assign or transfer these Terms without restriction, including in connection with a merger, acquisition, reorganization, sale of assets, financing, or by operation of law.
No person other than you, Nika, Nika's affiliates, covered Nika parties, third-party beneficiaries described in these Terms, and applicable app-store providers has rights under these Terms.
Headings are for convenience only and do not affect interpretation.
The word "including" means "including without limitation." Nika is not liable for delay or failure to perform due to events beyond its reasonable control, including blockchain failures, network congestion, smart-contract failures, provider outages, cyberattacks, legal changes, regulatory actions, app-store actions, natural disasters, war, terrorism, labor disputes, power failures, internet failures, or force majeure events.
32. Contact
Questions about these Terms may be sent to: Nika Finance Inc.
Email: [email protected] Website: nika.finance